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The words “insurance-approved repair shop”, somehow conveys the idea that the repair shop in question has met certain quality standards demanded by insurance companies. Nothing could be further from the truth – all it means is that the repair shop in question will act in the most profitable manner for the insurance company concerned.
A lot of repairs are massively overquoted because the insurance company want to “write off” the car so they can sell it at auction because doing that costs less than repairing the vehicle, even if it could actually be cost-effectively repaired. For example, a car valued at £5,000, damage is caused to a wing and wheel arch, an insurance approved repaired might quote £6000 for repair which writes off the vehicle. The insurer pays out £5000 and then sells of the vehicle at auction for £3500 so the insurance company only loses £1500. However it might well be the case that the car can be repaired for £3000 ( a bigger cost for the insurance company). This happens a lot.
When your car is involved in an accident, navigating the aftermath can be a stressful experience. From dealing with insurance claims to arranging repairs, it’s crucial to make informed decisions about the fate of your vehicle. While insurance-approved repair shops may seem like the most convenient choice, there are other compelling reasons why opting for a repair shop of your choice could be a wiser decision.
1. Quality of Repairs:
Insurance-approved repair shops often prioritize cost-effectiveness over the quality of repairs. To maintain their relationship with insurance companies, these shops may cut corners, or rush through repairs to keep costs low. The “approval” isn’t anything to do with quality of workmanship – it is all about a commercial relationship with the insurance company. By contrast, a repair shop of your choosing will prioritise quality, so your vehicle is restored to its pre-accident condition without compromise.
2. Aftermarket vs OEM parts:
Insurance-approved repair shops may opt for aftermarket parts to reduce expenses. While these parts are designed to fit a variety of vehicles, they may not match the specifications of original equipment manufacturer (OEM) parts. Choosing your preferred repair shop allows you to insist on genuine, high-quality parts that are specifically designed for your make and model of vehicle.
3. Personalised Service:
A repair shop that you trust will provide a more personalised experience. They are more likely to listen to your concerns, explain the repair process thoroughly, and address any specific requests you may have. This level of communication and collaboration is often lacking in insurance-approved shops, where the focus is primarily on meeting the insurer’s requirements.
4. Time and Convenience:
Contrary to popular belief, choosing your repair shop does not necessarily mean more time and inconvenience. In many cases, independent repair shops are equipped with advanced technology and skilled technicians, enabling them to complete repairs efficiently. Additionally, the personalized attention you receive from a shop of your choice can expedite the process, as they are more likely to prioritize your individual needs and timeline.
5. Warranty Considerations:
Some insurance-approved repair shops may offer limited warranties on their work, but these warranties may not be as comprehensive or long-lasting as those provided by reputable independent repair shops. When you choose your preferred repair facility, you have the flexibility to negotiate and ensure that the warranty terms meet your expectations and provide adequate coverage for potential issues that may arise in the future.
In conclusion, while insurance-approved repair shops may seem like the easiest path to getting your car back on the road, taking the time to select a repair shop that aligns with your preferences and standards can result in a more satisfactory outcome. From the quality of repairs to the use of genuine parts and personalized service, the advantages of choosing your repair shop extend beyond the immediate convenience. By making an informed decision, you can ensure your vehicle is restored to the best condition and that your satisfaction is prioritised throughout the repair process.
Woodstock Motors are able to manage your whole insurance claim for FREE and arrange all the repairs. Call them on 020 8201 8030.